Find Student Loans for

Loans from College Ave

  • 0.94% - 11.99% Variable APR1
  • 2.94% - 12.99% Fixed APR1
  • Fast application and instant credit decision
  • 0.25% interest rate reduction when you make payments by automatic debit1
  • Borrow up to 100% of the school-certified cost of attendance (minimum $1,000) 3
  • Choice of how long you take to repay: 5, 8, 10, or 15 years2
  • Multiple repayment options, including deferred
  • No penalty for early repayment

Loans from SallieMae

  • Competitive variable rate starting from 1.13% APR to 11.23% APR and fixed rate starting from 3.50% APR to 12.60% APR. Lowest rates shown include the auto debit discount.1
  • No origination fee or prepayment penalty2
  • Easy online application accessible on all devices
  • Get a 0.25 percentage point interest rate reduction while enrolled in and making monthly payments by automatic debit1
  • You can apply for the funds you need to cover all your school-certified expenses for the entire school year including tuition, fees, books, supplies, housing, meals, travel, and even a laptop whether you're studying online or on campus3
  • Applying with a cosigner may help you get a better rate
  • The only undergraduate student loan that offers 4 months of Chegg® study help4

Loans from Edly

  • No co-signer required
  • Get approved in minutes
  • Pre-qualify without affecting your credit score
  • Income-based repayment with built-in protections, like deferred payments if you lose your job
  • No in-school payments. Monthly payments only begin when you land a job grossing at least $30,000 yearly
  • You’ll never pay more than the maximum repayment amount
Sorry, we are not working with any private student loan partners for this college at this time.
Illustration of a piggy bank

Find Private Student Loans Instantly

Finding Student Loans ...

Need more money to pay for college? You're in the right place. Use our tool to quickly find which of our lending partners are offering loans for your school. The best private student loans are just a few clicks away. Enter the name of your school and explore your options.

Student Loan Checklist:

  1. Have you considered federal student loans?

    Apply for financial aid for college or graduate school with the government's online Free Application for Federal Student Aid (FAFSA).

  2. Do you have a cosigner?

    A cosigner can drastically improve your chance of being approved, so you may want to ask a parent or guardian to act as your cosigner.

  3. Are you enrolled in an eligible school?

    Use our search tool to see which loan options are available for your school.

  4. Do you have your financial information ready?

    Make sure you or your cosigner have the proper financial information ready before you start the application process. This could include: social security numbers, gross annual incomes, a copy of your latest tax returns, or a recent pay stub.

  5. Do you have your school information ready?

    Be prepared to provide information about your graduation date, loan period, and the amount you’ll need to borrow.

Common Student Loan Questions, Answered

What is a cosigner?

A cosigner (usually a parent or guardian) is somebody who signs on to a private loan with a borrower (the student in need), guaranteeing that if the borrower cannot pay back the loan, the co-signer will be legally responsible for the loan repayment.

When applying for a private loan (as opposed to a public loan), a cosigner is required since most students have little to no credit history and very little income, both of which are necessary for the bank to evaluate your ability to pay back a loan. Lenders are not likely to approve a loan for somebody with no proven track record of being able to pay back debt and little income to do it with.

What is the difference between private loans and federal loans?

  • Private loans come from a bank, credit union, state agency, or a school. Federal loans come from the federal government.

  • Private loan interest rates can be fixed or variable. Federal loan interest rates are fixed.

  • Private loans require the borrower to have a credit history or a cosigner. Federal loans do not require a credit history or a cosigner.

  • Private loans do not allow you to file for deferment or find an income-based repayment plan after graduation. Federal loans offer deferment and income-based repayment plans after graduation.

Generally, private loans tend to be less flexible when it comes to interest rates, repayment, and qualification, which can be an issue if you have trouble finding work after graduation.

Read more about the differences between private and federal loans.

When do I start paying back my loans?

If you take out federal loans, you have a “grace period” or a period of 6 months after graduation, which students usually need to secure employment and have enough income to make monthly payments. After the 6 month grace period, you must start repaying your loans and accrued loan interest in monthly installments.

Contact your lender to learn more about the different repayment plans. Staff is available to help you choose a repayment plan that fits your needs.

Private loan payments are most likely due while you are still in school.

What is student loan interest?

Interest is defined as “money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt”. In layman’s terms, interest is the money you have to pay in addition to the original amount as an added fee for borrowing the money. Student loans have varying interest rates, that is, the percentage of your outstanding loan payment that you must pay in addition to the original amount.

Still have questions? Check out our full student loan guide.

Niche may be compensated by the third party lenders and others who place ads on the website. Niche is not a lender and does not endorse the products of these advertisers. Fees that Niche receives for ads do not affect the terms you may be offered by the lender you choose. There are many additional borrowing options available.

View Sallie Mae Disclaimer

This loan is for undergraduate students at participating degree-granting schools. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend a participating school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and provide an unexpired government-issued photo ID to verify their identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

  1. Interest is charged starting when funds are sent to the school. With the Fixed and Deferred Repayment Options, the interest rate is higher than with the Interest Repayment Option and Unpaid Interest is added to the loan’s Current Principal at the end of the grace/separation period. Payments may be required during the grace/separation period depending on the repayment option selected. Variable rates may increase over the life of the loan. Advertised variable rates reflect the starting range of rates and may vary outside of that range over the life of the loan. Advertised APRs assume a $10,000 loan to a borrower who attends school for 4 years and has no prior Sallie Mae loans. The borrower or cosigner must enroll in auto debit through Sallie Mae to receive a 0.25 percentage point interest rate reduction benefit. This benefit applies only during active repayment for as long as the Current Amount Due or Designated Amount is successfully withdrawn from the authorized bank account each month. It may be suspended during forbearance or deferment, if available for the loan.
  2. Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note-first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
  3. Loan amount cannot exceed the cost of attendance less financial aid received as certified by the school. Sallie Mae reserves the right to approve a lower loan amount than the school-certified amount. Miscellaneous personal expenses (such as a laptop) may be included in the cost of attendance for students enrolled at least half time.
  4. This promotional benefit is provided at no cost to borrowers with undergraduate or parent loans with a first disbursement between May 1, 2021 and April 30, 2022. Borrowers are not eligible to activate the benefit until July 1, 2021. Borrowers who reside in, attend school in, or borrow for a student attending school in Maine are not eligible for this benefit. Chegg Study®️ offers expert Q&A where students can submit up to 20 questions per month. No cash value. Terms and Conditions apply. Please visit http://www.chegg.com/legal/smtermsandconditions for complete details. This offer expires one year after issuance.

Information advertised valid as of 11/25/2021

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE MOST UP-TO-DATE PRODUCT INFORMATION.

Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners.

Sallie Mae loans are made by Sallie Mae Bank.

Edvisors is not the creditor for these loans and is compensated by Sallie Mae for the referral of Sallie Mae loan customers.

©️ 2021 Sallie Mae Bank. All rights reserved. SLM Corporation and its subsidiaries, including Sallie Mae Bank are not sponsored by or agencies of the United States of America.

View College Ave Disclaimer

College Ave Student Loans products are made available through either Firstrust Bank, member FDIC or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.

  1. Rates shown are for the College Ave Undergraduate Loan product and include autopay discount. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. Variable rates may increase after consummation.
  2. This informational repayment example uses typical loan terms for a freshman borrower who selects the Deferred Repayment Option with a 10-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 8.35% fixed Annual Percentage Rate (“APR”): 120 monthly payments of $179.18 while in the repayment period, for a total amount of payments of $21,501.54. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.
  3. As certified by your school and less any other financial aid you might receive. Minimum $1,000.

Information advertised valid as of 11/24/2021. Variable interest rates may increase after consummation. Approved interest rate will depend on the creditworthiness of the applicant(s), lowest advertised rates only available to the most creditworthy applicants and require selection of full principal and interest payments with the shortest available loan term.

View CommonBond Disclaimer

Offered terms are subject to change and state law restriction. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900), NMLS Consumer Access. If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown.  If you choose to complete an application, we will conduct a hard credit pull, which may affect your credit score. All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on a 1-month LIBOR assumption of 0.15% effective Jan 1, 2021 and may increase after consummation

View Edly Disclaimer

Edly Student IBR Loans are unsecured personal student loans issued by FinWise Bank, a Utah chartered commercial bank, member FDIC. All loans are subject to eligibility criteria and review of creditworthiness and history. Terms and conditions apply.

  1. Loans from $5,000 - $25,000 Example: $10,000 IBR Loan with a 7% gross income payment percentage for a Senior student making $65,000 annually throughout the life of the loan. Payments deferred for the first 12 months during final year of education. After which, $270 Monthly payment for 12 months. Then $379 Monthly payment for 44 months. Followed by one final payment of $137 for a total of $20,610 paid over the life of the loan.

About this example: The initial payment schedule is set upon receiving final terms and upon confirmation by your school of the loan amount. You may repay this loan at any time by paying an effective APR of 23%. The maximum amount you will pay is $22,500 (not including Late Fees and Returned Check Fees, if any). The maximum number of regularly scheduled payments you will make is 60. You will not pay more than 23% APR. No payment is required if your gross earned income is below $30,000 annually or if you lose your job and cannot find employment.